Tag Archives: ING Direct

How To Look at Your Cashed Cheques for Free! Using Tangerine (ING Direct)

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When you share a chequing account with someone else, sooner or later you’re going to end up with a cheque coming out of the account and neither of you remembering who it was paid to. In the olden days when I used to have to pay my bank to retrieve the cheque, I would have just ignored the cheque and hoped it was legit. Now with our Tangerine (formerly ING Direct THRIVE) chequing account, I can look at who cashed my cheque online for free.

Looking at the Image of your Cheque Written on a Tangerine Chequing Account

  1. Login to your Tangerine chequing account.
  2. From the list of your accounts, click on your chequing account.
  3. From the Transaction History, find the cheque about which you are curious.
  4. Click on the link for the cheque.
    For example, I clicked on: Cheque Withdrawal – 001
  5. You will see a PDF of the cheque. There will be an image of both the front and back of the cheque. In my case, the organization who endorsed the cheque used a stamp which is clearly legible on the reverse.
  6. You can save the PDF to keep an online record of the payment, or you can print it if you need the information to include in a letter or statement.
  7. If you have no other banking to attend to,
    1. click on: Log me out.
    2. Empty your cache.
    3. For added security close your browser session.

Why It’s Very Important to Guard Your Online Banking Password and User ID

This is another example of why it’s so important to guard your password and ID for online banking. If someone can get into your chequing account, they can obtain an electronic photo of your signature from your cheque images. Imagine the havoc someone could create with your finances if they could get into your bank accounts and could create an extremely passable copy of your signature. Guard your login information and be sure to clear your cache and close your browser session when you finish banking, please!

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Do you use the fee cheque viewing service to update your cheque book once a month? Do you save the images of your cheques? If so, how do you protect your hard drive, stick or disk? Please share your experiences with a comment.
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Which is Better ING Direct or PC Financial: Part One Moving Money, Transfers and Holds

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We opened an ING Direct (now Tangerine.ca) account because they paid us $25 and because it paid a good interest rate on a savings account. Then later, we opened a PC Financial chequing account because they give you unlimited free cheques, at least for now. For both accounts, we need to transfer money in and out from our “Big 5” Canadian bank accounts. We do not directly deposit our pay, for example, to Tangerine or to PCF (although we could, for free.) So the amount of time it takes to make a transfer and how long the bank has a hold on the money after a transfer matters to us. It may matter to you, too, so this is a review of whether Tangerine or PC Financial is better for transfers and holds.

The Conclusion: Which is Better Tangerine or PC Financial for Transfers?

As you can see if you continue reading, Tangerine Continue reading →