We’ve had a CIBC joint chequing account for about 100 years, maybe a few less. When we opened it, there was no such thing as online banking with a major Canadian bank. As the years passed, we opened chequing accounts online at Tangerine and Simplii Financial but we never bothered to sign up for online access to our CIBC account. Finally in 2019 they removed the bank machines that printed directly into our passbook. It was time to go online so we could keep track of our transactions and keep the CRA happy by having documentation of our income. Here’s how I signed up for online e-banking at CIBC.

What Do I Need to Sign Up for E-banking at CIBC?

You need

• your “convenience” card or debit card
• your home phone number
• immediate access to email from a suitable provider (not Hotmail or Gmail), a text message or a phone call to receive a code

Setting Up Online e-banking for a CIBC Account

Go to the main CIBC banking site.

Look for the box that asks for your Card number and Password. Instead of typing anything, click on the Register button.

The Card Information Page

Type the appropriate information in the text boxes for your

• Card number
• Card Expiry Date
• Area Code
• Number

And click on the Next button.

The Identity Verification Page

You won’t be able to use a “free or personal email provider” address to receive your one-time verification code. They’ve had too much trouble with fraud. So a Bell or Rogers email address will be accepted but not a Gmail or Hotmail one.

From the drop-down list in the Your contact method box,
select one of

• Call a telephone number
• Send a text message
• Send an email

Type in the correct contact information.

Click on the Send button.

You should receive a message that
The verification code has been sent.

Type the code in the text box Enter the verification code.

Click on the Next button.

The CIBC Online Banking Password Page

You will be prompted to create a password for online banking.

If you want to see what you have typed, click the check box beside Show Password.

Type your proposed password in the text fields

• Password
• Confirm Password

Click on the Next button.

The Electronic Access Agreement Page

Read through the information. It might be a good idea to download and save a copy of the agreement.

If you can accept the terms, click on the check box beside

By checking this box you confirm that you have read and understand and agree to be bound by all the terms and conditions of the CIBC Electronic Access Agreement. If you do not agree, you will not be able to continue with your CIBC Online Banking registration.

Don’t you just love companies that give you “all or nothing” choices? So considerate!

If you decide to proceed, click on the Register button.

With luck, you will get the message

You have successfully registered for CIBC Mobile and Online Banking.

If you want to do some banking, click on the Sign On button.

You’re done!

Now I can see just how little money we have…..

Related Reading

• How to Sign Up for Online eBanking at BMO

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Do you still bank only at the tellers and bank machines or do you now do some banking online? Please share your views with a comment.