What Happens When Your Credit Card is Used Illegally and Fraudulently?

We knew it had to happen sometime in our lifetime, but my husband and I were still shocked to open our credit card statement last month and find thousands of dollars charged on it. Even stranger, it was charged to the secondary card issued to me. I buy gas once or twice a month on the card, in order to take advantage of a discount, and rarely anything else. Here’s what happened to us when we reported the illegal use of our card. Continue reading