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How to Accept an INTERAC e-Transfer from PC Financial and Deposit the Money In Your Bank Account

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I recently sent myself an INTERAC e-Transfer from my PC Financial No-Fee Chequing Account. I want to deposit the money into my TD account. Here’s what I did to accept the INTERAC e-Transfer and deposit the cash into my bank account.

Accepting and Depositing an INTERAC e-Transfer from PC Financial

First, I confirmed that the message was from the right sender, and for the correct amount of money.

There are a lot of scam emails out there pretending to be about cash transfers. Don’t accept one unless you know who sent it to you and why. The other messages are just trying to get your banking information so they can raid your accounts!

Click on the button: Deposit your Money.

It should take you to the etransfer.interac.ca webpage.
From the icons, choose your bank. As of June 6, 2017, banks listed include

  • ATB Financial
  • BMO
  • CIBC
  • Desjardins
  • HSBC
  • Laurentian Bank
  • Manulife Bank
  • National Bank
  • PC Financial
  • RBC
  • Scotiabank
  • Tangerine
  • TD

You could also, click to Select Your Financial Institution from a drop-down list.

Or

  • Click to Select Province or Territory and then
  • Click to select Credit Union.

I clicked on the TD icon.

I was then re-directed to my usual TD bank sign in page. I did carefully check the URL and other facts to make sure I had been re-directed to my bank’s site.

Sign into your online banking the way you always do.

The Receive Money page

In my case, the next page I see is a Receive an e-Transfer page.

  1. Review the details, if they are ok, type the Response: to the security question in the text field.
  2. From the drop-down list, select where to put the money in the Deposit to Account field.
  3. Click on the Deposit Money button.
  4. Review the transaction information. If it’s correct, you’re done!
  5. Sign Out of your bank account.
  6. For increased security, clear your browser history and cache, and close your browser session.

That was easy!

Related Reading

How to Use a Free INTERAC e-Transfer to Send Money from my PC Financial Bank Account to Pay Back My Friend

How to send an INTERAC e-Transfer from an EQ Bank Account

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Has anyone sent you money by email? Did it feel vaguely fake? Please share your experiences with a comment.