Testing the Rules of the Tangerine Interest Rate Promotion by Moving Money Between Spouses

In which I introduce the Crooks Contrivance and report on its efficacy. (Or, in other words, how I gamed the Tangerine system to get some extra interest on our savings.)

How to Enroll a BMO Bank Account for Online Banking

What would Spock say is illogical? Who is so security UNconscious that they frankly should not be allowed to online bank? And why do we have a bank account that is not electronically linked to any of our other accounts?