When our credit card information became at risk of being stolen and misused due to a security breach at Home Depot, we applied for and received a free Equifax Credit Protection Plan. The only thing was I wasn’t sure what we needed to set up or do once we had an id and password. We knew we wanted to pounce on any inexplicable changes in our Credit Score, though, so one of the first features I evaluated was how to set up the credit score monitoring alert system for our Equifax account. Continue reading
Equifax has a general procedure for updating and fixing errors in its credit report files. They would prefer you to order a free copy of your credit report first. With the report, they will send you a blank “Equifax Consumer Credit Report Update Form.” Here’s what you should do and what you’ll need to correct a mistake in your Equifax credit report.