If I Keep 50% of My Portfolio in Fixed Income What and Where Do I Keep It?
What goes into my “fixed income” asset class especially in this day of low, but possibly rising, interest rates?
My Child Is Now 15 (Or 16) What Should I Do with My Self-Directed Brokerage RESP?
Should I move my RESP before my child starts university or college? What should I be invested in and for how long?
Where Should I Keep My Short Term Cash That I Need for Rent, a Reno, Buying a Home or Tuition to Make the Highest Interest?
So many banks, such low interest rates. Where should I park my money?
How to Sell RBF2010 HISA Fund Units and Immediately Buy a Stock or ETF at RBC Direct Investing
Ack! The deal of the century and all of my money is deposited in my RBC DI HISA RBF2010 funds. Can I get the cash out in time?
How to Invest in the HISA AAT770 in Your InvestorLine RESP Account
If you have $5000 in cash in your RESP, it may be better to have it at InvestorLine than at BMO.
How to Buy a GIC in a RBC Direct Investing Online Brokerage Account
As I test how to purchase a GIC at RBC Direct Investing, I discover a bug and compare the process to making the same purchase at BMO InvestorLine or CIBC Investor’s Edge. And do brokerages REALLY think that we will buy a lower-rate-paying GIC from their affiliated bank just because they list that product at the top of the offerings?
How to Buy Units in a High Interest Savings Account Fund at RBC Direct Investing
Is anyone else skittish about investing quickly into these high-priced stock markets? While I’m dithering, I tested parking some cash in a HISA fund at RBC Direct Investing. There were a few differences compared to doing the same at InvestorLine and Investor’s Edge that surprised me.
How to Buy Units in a High Interest Savings Account Fund in a CIBC Investor’s Edge Account
I’ve decided it’s time to sell my units in the “Greek Government Honest We’ll Pay You Back!” bond fund and move the money into something really exciting: a high interest savings account fund. OK, maybe this is just good information for temporarily parking your cash while waiting to pounce on a great investment.
Testing a Sell (and Buy) of AAT770 in a BMO InvestorLine Account: Part Two, the Sell
The last time I tried to sell AAT770 I had to accept several messages warning me that the sale might be delayed. Do they still put up these worrying warnings, or has anything changed?
Testing a Buy (and Sell) of AAT770 in a BMO InvestorLine Account: Part One, the Buy
As the filthy lucre piles up in my InvestorLine account, I decide to test depositing and withdrawing from a high interest savings account AAT770 again to see if anything has changed.
How Fast Can I Sell my BMO InvestorLine AAT770 HISA to Generate Cash to Re-invest?
This is what I found out when I tested the speed of a sale of AAT770, BMO’s daily interest savings account no load fund, including the surprise perq on a 7-day investment.
How to Invest in the AAT770 High Daily Interest Savings Account Fund, HISA, at BMO InvestorLine
BMO InvestorLine has a new HISA available with a minimum required balance of $5000. Here’s how to buy some of this fund to deposit your money while you wait for a pullback or the optimum moment to execute your precision 50-bagger trade. (And a cynical observation about how else BMO could have offered interest for cash holdings.)
Investing in the AAT770 Daily High Interest Savings Account Fund, HISA, for BMO InvestorLine RRSP, TFSA and Other Accounts
BMO InvestorLine has made a significant improvement to its HISA option, changing it from the absurd to the reasonably useful. Please read on to learn about this new high interest savings account fund, the rate it pays and the required minimum investment.
How Much Money Will I Get at Various Rates for GICs and Dividends
For those who were never fond of math, here’s how to calculate what you will get for your investments when you know the interest rate or yield. Also includes lookup tables for many common rates for those who find percentages perplexing.
When is a Guaranteed Investment Certificate not Guaranteed: When GICs Get Risky!
The three scariest things I found when researching a Blue Chip market-linked GIC and why I do not recommend these products.
Can I Cash My Guaranteed Investment Certificate, GIC, Whenever I Want?
One bank will let you cash your GICs anytime and still pay you interest. Most won’t though although you may be able to re-sell your GIC. Read on for details.
How to Buy a GIC in a CIBC Investor’s Edge Self-Directed Investing Account
Instructions for reviewing rates and buying GICs within a CIBC Investor’s Edge account to form part of your fixed income holdings.
How to Evaluate Mutual Funds and Choose which Funds to Buy
Are you comparing apples and cows when you try to evaluate 2 mutual funds? How will a fund earn you money and how can you get your hands on it? Is it true mutual funds are named using a random phrase generator? And when did Australia become part of Asia anyway? Read on for these and other details about the murky world of mutual funds.
ATL5000 High Interest Savings Account Fund at CIBC Investor’s Edge Online Discount Brokerage
Review of how ATL5000 can be used as a high interest savings account for cash in a CIBC Investor’s Edge online discount brokerage account and how it compares to BMO InvestorLine.
Investing in High Interest Savings Account Mutual Funds in BMO InvestorLine Accounts
The pros and cons of the BMO InvestorLine High Interest Savings Accounts, including which funds are offered for purchase.