By using this Site, you are agreeing with the following:
The information on this site is not necessarily correct. It is not intended to be used as professional advice by readers.

I’m trying very hard to provide accurate, informative articles which offer useful suggestions and guidance to others. But I am not a qualified professional providing specific personal recommendations to clients.

In particular, don’t buy any stock or security or investment just because I say I bought it. I’ve been known to make very expensive mistakes! (If you want to watch me wince, just ask me about what I paid for my Front Street mutual fund, and what it’s worth today.)

Always double check my opinions with those of properly qualified professionals. In the case of financial advice, I’d suggest you double and triple check everything before taking any actions. Even “professional financial advisors” have been known to make mistakes.

I may have accidentally provided incomplete or outdated information. The info I provide may not be applicable to your personal circumstances. Laws and regulations, financial company offerings and regulatory requirements can all change without notice and make my past articles out of date. All information is provided on an as-is basis.

I often hyper-link to other websites where I learned something or which may provide further information on a topic. Please don’t think of my links as “endorsements” of the quality of the other site. I may link to sites I don’t approve of if I’m trying to use it as an example of some topic. For example, I might link to a payday loan website, perhaps if I was writing an article about extremely high loan interest rates, even though I would never recommend using a payday loan.

I will not be held liable for any losses, injuries or damages arising from the display or use of information from this site. I disclaim all liability and responsibility for any errors or omissions in the content contained on this site.

Please advise me of any errors, omissions or problems with information on this site, and I will try to correct it in a timely fashion.

That said, I hope you find the site useful and informative!