Beware the New Account Inactivity Fee for BMO MasterCard !

This week I dug the old BMO MasterCard out of the safety deposit box and used it to buy some groceries. Here’s why.

How to Set the Credit Score Monitoring Alert Settings for Your Equifax Account

After you open your Equifax account you can set up some email alerts to notify you about changes in your credit report that might indicate someone trying to fraudulently use your id to get a credit card or loan.

How Is Defaulting on Your Credit Card Debt Different Than Robbing a Bank?

If you could pay back your debt, would you?

What’s In a Free Annual Equifax Credit File Report?

I’m a bit uneasy about ordering my credit report from Equifax now that I know that the vulnerable letter they send me by regular mail contains this information.

Another Near Year End Job: Check Your Credit Report for Free from Equifax

Do you have to give your SIN and credit card number to get an annual free credit file report from Equifax?

Learning About Mis-Used Credit and Soul Destroying Debt While Down in the Deeps

What does coal mining in Cape Breton have in common with credit cards and debt?

Why Do You Need a Credit Card?

Everyone needs a credit card: A credit card lets you pay for plane tickets, hotels, and vacations, get cash back and Air Miles and be cool. That makes one a necessity, doesn’t it?

What Do You Have to Do When Your Credit Card is Used Fraudulently? (Credit Card Misery: Part Two)

We thought our credit card fraud worries were over and done with but they weren’t. Here’s the second installment of our unexpectedly ongoing series about what happens when your card gets compromised.

Why Does Everyone Offer Me a New Credit Card and 10% Off my Purchase?

If I can get 2 cents off a litre, 10% off my total purchase, free groceries and cash back, why wouldn’t I apply for all of these amazing credit cards?

Reduce Your Risk Online Shopping with a Low Limit Credit Card

Here’s a simple effective way to reduce some of the risk associated with online shopping and donating.

What Happens When Your Credit Card is Used Illegally and Fraudulently?

Our credit card was charged almost $4000 for purchases we didn’t make. Here’s what happened and whether we lost any money.