What To Do With the Cash in My RRSP and TFSA Brokerage Accounts

It’s time to park my cash so what can I get for it and how?

How to Contribute to Your RRSP at CIBC Investor’s Edge By Transferring from a Linked Account

It’s simple and fast to contribute to your RRSP at Investor’s Edge.

Is the Tangerine Offer of Cash for Transferring Your RRSPs to Them a Good Deal? Where Should I Consider Keeping my RRSP Investments?

Tangerine is offering a small cash incentive for transferring a large RRSP to them. Is it a good deal? Where else should you consider keeping your RRSP money?

Where Can I Get the Best Rate of Return on my RRSP GIC?

It’s getting harder each year to find a good rate for a GIC even during “RRSP Season.” Here’s what was available today including 2.4% for a 1-year term.

Simplifying and Improving Our RRSPs: a Review of the Progress Made Over 4 Years

How one piece of paper can save your spouse $1 500 or more. This and other things I learned while straightening out the tangled strands of our RRSP skein.

How to Group Non-Registered, TFSA and RRSP Accounts Under One ID at Investor’s Edge

Ok this is not an inspired post but it’s the first Monday back after vacation: at least it provides useful info for those of us who want to see all of our portfolios after signing in only once.

I’m Not Sure What to Do with My RRSP Money—What Should I Do Till I Decide?

It’s open season for banks angling to land your RRSP dollars. If you don’t want to be hooked like a Sucker on spring migration, instead of rushing into a RRSP investment, you may want to park your contribution in a short-term investment. Here are a few factors to consider and options to evaluate.

Get Ready to Die: Beneficiary and Successor Account Holder Forms for your Online Brokerage Accounts

Are you ready to die? Do you want to shout “hands off my money” at the government as you perish? Do you know the difference between a Successor and a Beneficiary and why it matters? If you’re not part of Canada’s Distinct Society I encourage you to read on.

How to Buy Units in a High Interest Savings Account Fund in a CIBC Investor’s Edge Account

I’ve decided it’s time to sell my units in the “Greek Government Honest We’ll Pay You Back!” bond fund and move the money into something really exciting: a high interest savings account fund. OK, maybe this is just good information for temporarily parking your cash while waiting to pounce on a great investment.

When Should I Switch to a Self-Directed Brokerage Account? As Soon As It’s “No Fee”

When’s the right time to open a self-directed online discount brokerage account? In my case, about 1.5 years ago: Guess I’d better get cracking.

CIBC vs ING Direct to Investor’s Edge RRSP: the Race is On

Bored by your RRSPs? How about a little race?

Which of the Big 5 Brokerages Offer a US Dollar Side, Journal, Ledger or Sub-Account for an RRSP?

If you receive large distributions or dividends paid in US dollars it may be worth having a US dollar sub-account within your RRSP. Unfortunately only some of the Big 5 Bank discount brokerages offer this option. Here’s which ones.

How to Transfer RRSP Cash from CIBC to CIBC Investor’s Edge Using a T2033

If you want to transfer cash from a RRSP into your Investor’s Edge RRSP you need to know where to get a T2033, how to fill it out, and how long you’ll have to wait. This post tells you how we did it.

How to Transfer Cash to an RRSP at ING Direct from another RRSP Using a T2033 Form

The current federal government has essentially killed the value of investing in Canada Savings Bonds so it’s time for us to transfer out our holdings in the free Canada Retirement Savings Plan. This same method also works for any transfer of a cash RRSP to an ING Direct, now Tangerine.ca, RRSP. If you need to consolidate your investments at ING Direct, now Tangerine.ca, here’s how to do it.

Stocks are Falling: Buy, Buy, Buy!

A strategy for falling markets: Fling a Frisbee!

Does It Cost Anything to Transfer Part of my ING Direct RRSP to Another Institution?

How to transfer your RRSP from ING Direct, now Tangerine.ca, to InvestorLine or Investor’s Edge or another financial institution. Includes information on where to get the T2033 and how long it will take.

Are ETFs (Exchange Traded Funds) Better than Mutual Funds?

What are the tax differences between ETFs and mutual funds and the differences in how they DRIP? These and other features are important to examine before making a purchase.

How to Buy a GIC in a CIBC Investor’s Edge Self-Directed Investing Account

Instructions for reviewing rates and buying GICs within a CIBC Investor’s Edge account to form part of your fixed income holdings.

The Types of Mutual Funds, Why They’re Good, and Quick Buying Tips

Mutual funds don’t just invest in equities. Here are 4 other types of mutual funds that you should consider buying.

RRSP Strategies Part 2 Move the Money Where You Want to Keep It. Choosing a Long Term RRSP Investment Account

How to choose a long term RRSP investment account, including bank accounts vs brokerage accounts, and how to transfer short term RRSP savings.

Can I Transfer my RRSP and TFSA Mutual Funds from CIBC to a Self Directed Investor’s Edge Account?

What we discovered when trying to transfer mutual funds from CIBC to Investor’s Edge.

Can I Transfer my RRSP and TFSA GICs from CIBC to a Self Directed Investor’s Edge Account?

Why you need to plan ahead before transferring assets between CIBC and Investor’s Edge.

Why Would It Be Worth Buying or Selling Only a Few Shares?

You may need to buy or sell fewer than 100 shares while maximizing your TFSA or RESP but also as a profitable strategy.

Can I Buy or Sell a Small Number of Shares of a Stock, Say 18?

Is it possible and permitted to buy or sell only a small number of shares in a company’s stock? For example, can I sell 18 shares of CU using BMO Investorline?